Terms of Service

By creating an account or using GapChase, you agree to these Terms of Service and our Privacy Policy. If you do not agree, do not use the service.

GapChase is a tool that helps businesses and bookkeepers close the gap between bank transactions and the evidence behind them. You upload a bank statement, we read the transactions, search your Gmail for matching invoices or receipts, and file the evidence into folders. We also flag transactions where no evidence is found.

You must be at least 18 years old and use GapChase for legitimate business or bookkeeping purposes. You may only upload statements and connect accounts you have the right to access.

You sign in with Google. You are responsible for keeping your account secure and for all activity that happens under your account. Tell us immediately if you suspect unauthorised access.

You agree not to:

• Upload statements or data you do not have permission to process.
• Use GapChase for illegal, fraudulent or harmful purposes.
• Attempt to break, scrape or overload the service.
• Reverse engineer or copy the app beyond what is allowed by law.

GapChase is currently in early access. Pricing and subscription plans will be published before we launch paid plans. Fees will be charged in the currency and period shown at checkout. You can upgrade, downgrade or cancel at any time. Refunds are given only where required by law. We may change pricing with notice to existing subscribers.

Your use of GapChase is also governed by our Privacy Policy. You grant GapChase a limited licence to process your statement and Gmail data solely to provide the service. You retain ownership of your original data.

GapChase owns the app, its code, designs, branding and documentation. You own the data you upload. We do not claim ownership of your bank statements, emails or receipts.

GapChase is provided "as is". We do our best to find matches, but we cannot guarantee that every transaction will have a matching receipt or that every match will be perfect. GapChase is not a substitute for professional accounting, tax or legal advice.

To the fullest extent permitted by law, GapChase's total liability for any claim arising from your use of the service is limited to the amount you paid us in the 12 months before the claim. We are not liable for indirect, incidental or consequential damages.

We may suspend or terminate your account if you breach these terms or if required by law. You can close your account at any time by contacting us. Data deletion is handled in line with our Privacy Policy.

These terms are governed by the laws of England and Wales. Any dispute will be resolved in the courts of England and Wales.

We may update these Terms of Service from time to time. We will post the updated version here with a new date. Continued use of GapChase after the changes means you accept the revised terms.

For questions about these terms, email support@gapchase.com.